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REVIEW of Money 30
Managing the Money
keeping a close eye on personal finance

This article is quite long, but it is a worthwhile read, especially if you haven't got money to burn. Most people these days rely on banks and financial institutions to take care of their money; but it should be remembered that they are in the business of making a profit, often a handsome one; and if this is at your expense, it might be wise to look further afield for a better option.

With on-line banking and direct transfers, particularly when wages are paid into an account, it is all-too easy to assume your money is safe and hopefully appreciating. This, however, may not be the case. Working accounts that are used for everyday transactions generally offer little with respect to interest earned; so why leave the bulk of the money there? Amounts moved to accounts paying higher interest rates is a better way to make your money work for you.

Unless you have someone absolutely trustworthy who can manage your financial affairs, as long as you can spare the time and have a basic knowledge of arithmetic you can do it yourself. The full article tells you how and what to look for. My best advice to anyone who cares about their money is to be cynical. Never trust the banks implicitly; and don't assume that whatever strategy was initially set up is going to continue favourably forever. Be canny and shop around - it will save you money in the long run, maybe thousands.

To read the complete article or download the PDF of Money 30 click here

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